There have been a number of recent studies showing a frightening trend—people who live in high-risk areas for flooding are not protecting themselves with adequate insurance coverage. This is a particularly risky behavior – now more than ever as storms become more intense, more damaging, and more unpredictable.
Flooding occurs almost anywhere there is water, not just the coastal areas. And homeowners without proper flood insurance live in all areas of the United States
Before flood warnings go out:
- Have an evacuation plan
- Check your insurance policy
- Take inventory of home belongings
Once the warning to evacuate goes out, have the following ready to go:
- Medicines
- Clothing
- Photos
- Computer (hard drive or laptop)
- Important papers such as insurance policies, birth certificates, social security cards, driver’s licenses, deeds, stocks, and bonds