614 E. Market Street
Smithfield, NC 27577
(919) 934-6111


First Mutual Insurance Company, located in Smithfield, NC was founded in 1961. The company has grown to offer homeowners and farmowners insurance as well as coverage for a variety of agricultural risks in North Carolina, South Carolina, and Tennessee. First Mutual Insurance Company markets its products through local independent agents and enjoys an “A” rating for financial stability.

This company was issued a secure rating by the A.M. Best Company, click for additional details First Mutual was issued a B++ (Good) rating by the A.M. Best Company.

First Mutual Insurance Company, Insurance Agency, Smithfield, NC

First Mutual Insurance Company has earned an A rating from Demotech, Inc., a financial analysis and actuarial service firm. Insurers earning a Financial Stability Rating® of A possess Exceptional financial stability related to maintaining positive surplus as regards policyholders.

First Mutual is also a member of NAMIC (National Association of Mutual Insurance Companies), which is the nation's largest P/C insurance industry trade association, with more than 1,400 members.