First Mutual Insurance Company

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614 E. Market Street
Smithfield, NC 27577
(919) 934-6111

First Mutual Insurance Company writes Homeowners, Farmowners, Inland Marine coverages, Fire policies, a Church Protector package policy for small churches, and a Special Program for Hog and Poultry houses with Loss of Income coverage.

Can First Mutual insure mobile homes?
No.
Does First Mutual write a stand alone Liability policy?
No.
Does First Mutual insure log homes?
No.
Does First Mutual accept payments by credit card?
No. Not at this time.
Can I e-mail photos to First Mutual?
Yes.
Can I use a cost approximator other than First Mutual's?
No, as the First Mutual Cost approximator is very simple to use, and we would suggest that you scan this in your computer system for use.
Does First Mutual accept escrow billed applications?
Yes.
Does First Mutual have a payment plan?
Yes. The payment plan is 31% of the premium plus the full amount of the policy fee with the application, three equal payments of 23% of the premium each every 60 days. There is a $5.00 installment charge with each of the three remaining payments after the initial payment but there is no interest.